There is no safe place in this world because accidents happen anytime and anywhere. Even if you were thinking that you are already in the safest place, still you may get injured because of someone’s action – both intentional and unintentional. Therefore, as a victim, you should know that you have the right to receive a compensation because of the personal injury law. In fact, you should be aware that as a human being, you have to be responsible for your actions. Therefore, whether you are at fault or not, you have to be considerate.
If you were the victim of any accident, then you have to file this claim personally. However, if you would like to this to be processed fast and assured, then I suggest you to hire an expert on personal injury law. It would be easier for a lawyer to settle your issues and concern as well as to file a lawsuit in New Jersey. Anyway, this is common in the case in the state, especially when it comes to motor-related accidents. You should know that there are a lot of cases filed and dismissed every day.
Now, if you would like to succeed in your case, then it would be ideal to hire an expert from a personal injury attorney NJ law firms in your area. I guess, this is the right thing to do, instead of wasting your time and effort doing it with your limited knowledge. We have experts on this matter, so it would be best to let them do the job. However, since you are in need of this service, you should also understand what this this law is all about.
When is this law applied?
You should know that individuals, who are filing for personal injury claims are facing various cases. This issue is concerned about different accidents or any incident that results to injury.
It could either be a vehicle, workplace, slip and fall accidents. This law also involves premises liability, catastrophic injuries, malpractices, wrongful death and even dog bites.
I supposed, you find it unclear as for a layman’s understanding, right? That’s why we have attorneys with these expertise. They will help in filing a claim in a more accurate way.
Because of someone’s negligence, you got injured and your life was put to risk. For you and your family, this is a situation that is not really easy to accept. Let’s say that you are still lucky because the accident did not take your life away. But the fact that you got hurt is a different story. Click here and continue reading about negligence.
Be aware that because of one’s negligent action, someone may be hurt or something might be damage. Now, you have to be responsible for this. Settle it in any way you can. It could be through your personal funds or insurance coverages. Though sometimes, this action cannot be proved right away, that’s why you need a personal injury lawyer. Investigations must be applied and evidences must be collected. Through this, the person, who is at fault must be determined.
Let’s assume that you have already filed a lawsuit through the help of a personal injury lawyer. Of course, after winning this, you will surely expect for a compensation.
Keep in mind that this compensation will depend on the injury that you got as well as the circumstances of your case. Generally, you will receive a compensation for pain and suffering, medical fees, therapy, rehabilitation, lost salaries, penal damages and loss of companionship.
Statute of Limitations
Here in New Jersey, you are given two years to file a lawsuit for the injury or damages because of other people’s negligence. This will actually start from the day, when the incident or accident occurred. After two years, this lawsuit will be dismissed and can’t push through, if you will fail to file it during the given time frame.
Other cases are also given a different time frame. For example, for damage to property, fraud, oral and written contracts, you have a 6-year statute of limitation. While a medical malpractice and wrongful death are also given two years.
There are also other rules regarding this issue. For example, if it was proved that the victim is also to blame, then they have to reduce your compensation. And then, if proven that he is responsible for more than 50% of the acquired injury, he will not be able to collect any amount from the other party, who is also involved in the incident or accident.
No-Fault Auto Insurance System
Pretty sure that you are aware about the No-Fault Auto Insurance System in New Jersey. With this policy, the first thing, which an individual must do is to run to your auto insurance company for the medical expenses and damages after an accident. Because of this system, you will be able to make a claim fast. But this policy also sets limits to your rights. You can only sue a person for pain and suffering, if the condition of the victim is very serious.
Basically, they have passed this system because this state is thickly populated. This only means that it will not be easy to avoid car accidents to occur in the congested areas of New Jersey. That’s why, a traveler or an immigrant, who would like to drive his own car here must first learn and understand the rules and regulations because ignorance is not always an excuse in the trial court and to the authorities. Check out https://www.state.nj.us/mvc/vehicles/insurancerequirements.htm for the insurance requirements.
By the way, they have two types of insurance policies here – Basic and Standard. These are also one of the expertise that a personal injury lawyer possess. Most of the individuals here are actually under the Standard Insurance because it offers options for multiple coverages as well as the given extra protection. While those who have less responsibilities with their family and less assets that needs protection go for the Basic Insurance.